Welcome Tax Calculator Victoriaville 2026
The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA Bois-Francs market climbing fast
The Victoriaville agglomeration ranked among the Quebec markets with the sharpest price gains in 2025: per the APCIQ third-quarter 2025 release, the median single-family price rose 18% — tied with Sept-Îles and ahead of Quebec City and Saguenay. Earlier in the year, the single-family median sat at $335,000 in Q2 (up 6%) and average days on market dropped by 14 days to 49, per the APCIQ snapshot reported by La Nouvelle Union. For a Bois-Francs buyer, that momentum pulls the taxable base for the transfer duty upward faster than in many other regional cities; the calculator above is meant to anchor the budget before signing.
What moves the amount, and how Victoriaville compares
The City notes, on its official transfer-duty page, that the taxable base is the greater of the price paid, the consideration stated in the notarial deed, or the market value at the time of the transfer. Market value is the value carried on the roll multiplied by the comparative factor the Evaluation Division publishes each year. To verify the value carried on the roll for an address, use the public-access property assessment roll, searchable by address or matricule. The reference date for the 2025-2026-2027 roll is July 1, 2023 — a useful reminder that the figure on the roll lags the recent run-up. On the rate-grid side, Victoriaville carries the standard four-step structure shared by its regional neighbours: Drummondville, Sherbrooke and Trois-Rivières all run a very similar mechanic, with no intermediate step before the top bracket. Magog, east in the Eastern Townships, is the exception: it inserts several intermediate steps that soften the slope at the upper end of the market — a contrast worth knowing for buyers weighing one region against the other.
Local programs worth knowing when you move in
Victoriaville does not offer a direct welcome-tax rebate, but several local levers target the new owner. The residential component of the Victoriaville ville inclusive program funds home-adaptation work — ramps, lifts, automatic doors, visual and audible alerts — for residents living with a significant and persistent incapacity, in addition to existing provincial programs. In rural sectors, the RénoRégion program run by the MRC d'Arthabaska helps low- and modest-income owner-occupants address major defects in their principal residence; inside the Victoriaville urban boundary, the PRR applies only to sectors that are not served by the water or sewer networks. Buyers settling in the Arthabaska sector can also consult the Vieil-Arthabaska development plan, the municipal initiative that frames the historical core inherited from the 1993 amalgamation of the former Ville de Victoriaville, Arthabaska and Sainte-Victoire-d'Arthabaska.
Payment, timing and the provincial home-access credit
The welcome-tax notice is billed separately from the annual property-tax account and falls due once the sale is published at the Quebec land register. The annual property-tax account is mailed in February and payable in four instalments staggered through spring and summer, as set out on the Property tax bill — info, dates and payments page. Common payment channels are online banking using the reference number on the remittance slip, the City's ACCEO Transphère portal, a cheque payable to Ville de Victoriaville mailed to 1 Notre-Dame Street West, P.O. Box 370 (G6P 6T2), or the finance counter at City Hall. The MonDossier Victo portal gathers the rest of the citizen-service requests in one place. Your notary will confirm whether you qualify for the provincial home-access credit and for the exemption mechanism governed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1) — remember to ask that the applicable article be quoted in the deed at signing.
Useful resources and contacts
Before paying, cross-check your estimate with the official notice and the City's New owners page, which sums up every tax to expect at move-in.
- Finance Department: 819-758-1571 or info@victoriaville.ca — for any question on the welcome-tax notice or the annual tax bill.
- City Hall: 1 Notre-Dame Street West, P.O. Box 370, Victoriaville (Quebec) G6P 6T2 — finance counter open Monday to Thursday from 8:30 a.m. to 4:30 p.m. and Friday from 8:30 a.m. to 3:30 p.m.
- Property assessment roll: public-access roll (short link vic.to/role) — searchable by address or matricule.
- Citizen portal: MonDossier Victo to track requests and municipal notices.
- Home adaptation: the Victoriaville ville inclusive residential program for accessibility-related work.
- Rural renovation assistance: RénoRégion at the MRC d'Arthabaska for eligible owner-occupants.
The calculator above gives a working estimate for budgeting; the official notice issued by the Victoriaville Finance Department remains the document of record for final payment.
What is the transfer tax?
Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.
Is the welcome tax paid every year?
No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.
This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).
New construction: the tax base is the price before GST and QST.
Calculation example (2026)
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $62,900 (0.5%) :$314.50
- $62,900 to $315,000 (1%) :$2,521.00
- $315,000 to $552,300 (1.5%) :$3,559.50
- $552,300 to $600,000 (2%) :$954.00
- Total to pay:$7,349.00
Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal
Who is exempt from the welcome tax?
The Act respecting duties on transfers of immovables provides exemptions. The most common cases:
- Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
- Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
- Tax base under $5,000;
- Transfer to a corporation in which the transferor holds at least 90% of the voting shares.
Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.
Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide
Why is it called the "welcome tax"?
The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.
Calculators for nearby cities
Selected year: 2026