Welcome Tax Calculator Granby 2026

A three-instalment schedule that softens the landing

A March 2025 City announcement reshaped a small detail in a way that meaningfully helps new owners: the transfer-duties bill can now be settled in three equal, interest-free instalments once the balance clears a stated threshold. The first payment is expected 30 days after the bill is mailed, the second at 90 days and the third at 150 days. For a buyer whose budget has already absorbed the notary, the inspection and closing adjustments, that calendar changes how the first months of ownership are managed in practice. The City's New homeowners landing page — only in French — also pulls together, in one place, what most cities scatter across three or four pages.

A view of the Granby market

Local figures show a market that keeps moving. The Granby Express reports a median single-family price of $468,250 in the fourth quarter, up about 9% year over year, and a median condo price near $342,000 on the same basis. Over three years, La Voix de l'Est tracked a 55% jump in the average single-family value, alongside a comparable lift for plexes and condominiums. Those reference points put the likely taxable base above the basic provincial rungs for most single-family transfers, and around the intermediate rungs for a typical condo deal.

What moves the amount, and how to consult the roll

The taxable base is the highest of three figures: price paid, amount written into the deed, or roll value multiplied by the annual comparative factor the City publishes. The Assessment Department opens the 2025-2026-2027 roll for search by civic address or by matricule, and the assessment FAQ addresses the questions buyers keep raising when the notice doesn't match the expected value. Mechanically, Granby's grid follows the same logic as Sherbrooke and Drummondville: no intermediate step before the upper municipal bracket, and a trigger aligned with the provincial base. Compared with Farnham, the curve runs more directly — Farnham slips an intermediate step in before its top rung, while Granby steps up without that transition.

Local programs and the housing plan

The Grants and Assistance Programs page lists the municipal supports — green-renovation aid, tree subsidy, water and territory measures — that newcomers tend to look up after moving in. A Granby-specific lever is the accessory dwelling unit (UHA) bylaw, which now allows an accessory unit in the side or rear yard of a principal residence — useful for buyers planning intergenerational living or a modest income suite. At city scale, the housing plan targets several thousand new units over a decade, with a portion of social and affordable units entrusted to the Office d'habitation Haute-Yamaska-Rouville (OHHYR). These programs don't erase the welcome tax, but they shape the housing ecosystem a buyer arrives into.

Payment, timing and the provincial home-access credit

The transfer-duties notice is issued by the Taxation Service once the deed is published at the Quebec land register. The Voilà! citizen portal lets you tie the property to your profile once you have the first invoice number — the search runs on civic address or matricule. Payment channels are spelled out on the Payment methods page, covering financial institutions, pre-authorized debit, the City Hall counter and cheque. On the provincial side, the home-access tax credit is governed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1) — your notary will confirm whether you qualify at signing.

Useful resources and contacts

Before paying, cross-check your estimate against the official notice and the City of Granby's New homeowners landing page, which lays out the calculation, the instalment option and the exemptions recognized by the by-law.

• Taxation Service: 450-776-8299 — questions on the notice, exemptions, taxable-base calculation.
• Finance Department (online tax account): 450-776-8300 — support on the Voilà! portal and payment channels.
• General information: 450-776-8282, email infos@granby.ca.
• City Hall: 87 rue Principale, Granby (Quebec) J2G 2T8 — Monday to Thursday 8:00 to 12:00 and 13:00 to 16:30, Friday 8:00 to 12:00.
• Online assessment roll: Assessment Department — search by civic address or matricule.
• Citizen portal: Voilà! Granby — create a profile, view the account, attach a property.

The calculator above provides a working estimate for budgeting; the official notice issued by the Granby Taxation Service remains the document of record for final payment.