Welcome Tax Calculator Sainte-Julie 2026
Calculate Quebec transfer duties by city and purchase price.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA refreshed grid at the foot of mont Saint-Bruno
Tucked at the eastern foot of mont Saint-Bruno between Boucherville and Varennes in the MRC de Marguerite-d'Youville, Sainte-Julie has long topped the Quebec "happiest city" rankings — a reputation that has steadily fuelled residential demand on the South Shore. That demand now shows up in the welcome-tax mechanic itself: the City rolled out a refreshed welcome-tax bracket grid in early 2026 that adds a transitional municipal step between the intermediate bracket and the top bracket. The calculator above already factors that mechanic in, ahead of the notice the City's Finance Department mails out in the weeks following publication of the deed at the Quebec land register.
A single-family market tightening days-on-market in Montérégie
In the first quarter of 2026, Centris real-estate statistics for Sainte-Julie record 99 residential sales, a flat total year over year, for $64.89 million in volume. The single-family segment still drives the market with 69 transactions at a $668,000 median (up 5% year over year) cleared in just 19 average days on market — eight days faster than a year ago. The thinner condominium segment posts 28 sales and a $443,000 trailing-four-quarter median (up 13%). Over the last four quarters, residential dollar volume climbs to $253.27 million (up 13%), confirming the buying pressure on a footprint of 30,045 residents per the Centris–Statistics Canada community profile. That momentum pushes the taxable base of a typical single-family home past the City's intermediate threshold, exactly where the new transitional step kicks in.
What moves the amount, and where Sainte-Julie sits in its MRC
The taxable base still uses the greater of the price paid, the consideration stated in the deed and the market value — the entry on the online property assessment roll multiplied by the year's comparative factor. The 2025-2026-2027 triennial roll was filed on September 30, 2024 by Évimbec ltée using market conditions as of July 1, 2023, and stays in force until the cycle ends. On the bracket side, Sainte-Julie now inserts a municipal step that softens the curve before the top rate — a profile closer to far-away Saguenay than to its immediate neighbours. Next-door Boucherville instead runs the standard four-bracket provincial grid with a clean jump straight to its top municipal rate at the intermediate threshold. Mont-Saint-Hilaire, across the Richelieu, follows the same sharp jump as Boucherville. Run the calculator across the three cities for the same property value: Sainte-Julie's transitional step shows up mostly in the upper tier — exactly where a typical Vieux-Village or chemin du Fer-à-Cheval home now lands.
Municipal and provincial programs worth knowing
Sainte-Julie does not refund the duty itself, but its Environnement section lines up several post-purchase grants: financial assistance for reusable washable hygiene products (diapers and adult products), an oil-heating replacement program of up to $100 in 2026, and targeted credits on the annual tariff when a pool or an oil-heating system is removed. The Service des communications et relations avec les citoyens also runs a private personalized welcome meeting for new residents, with a walk-through of the City's eight districts, the Mon Sainte-Julie portal and the waste-collection schedule run by the MRC de Marguerite-d'Youville. For older buyers, the provincial grant tied to a sharp rise in municipal taxes may offset, under income and ownership conditions, the effect of the current triennial roll. An otherwise exempt transaction still owes the supplementary duty (droit supplétif) set out in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).
Payment, timing and the provincial home-access credit
Once the sale is published at the Quebec land register, Sainte-Julie's Finance Department drafts the notice and mails it to your new address. The bill is settled in a single instalment and stays separate from the annual municipal tax bill, which is spread across six 2026 due dates (February 18, March 25, April 29, June 3, July 8 and August 12). Payment runs through your financial institution using the nine-digit reference number, by cheque made out to Ville de Sainte-Julie (by mail or dropped in the green mail slot in the City Hall lobby at any time), or at the tax counter in cash, by cheque or INTERAC debit. You can also sign up for the Mon Sainte-Julie portal to consult your account online. If the transfer is not registered at the land register, you must notify the City within ninety days using the non-registered transfer disclosure form. Your notary will confirm whether you qualify for the provincial home-access tax credit framed by the same Act.
Useful resources and contacts
Before paying, cross-check your estimate against the City's Taxation et évaluation page and the official notice issued by the Finance Department.
- City Hall: 1580 chemin du Fer-à-Cheval, Sainte-Julie (Québec) J3E 2M1; the green mail slot in the City Hall lobby accepts cheques at any time. Open the interactive map.
- Service des communications et relations avec les citoyens: 450 922-7111 for any question on the welcome tax, the annual tax bill or to book a personalized welcome meeting.
- Property assessment roll: PG Solutions Immosoft portal for searches by address, matricule or cadastre, and the Taxation et évaluation page for the revision request (deadline of April 30 in the first year of the roll's deposit).
- Payment and online services: Mon Sainte-Julie portal and the Compte de taxes page to consult your account, sign up online and choose how the next bill is delivered.
- Programs: environmental grants (reusable hygiene products, oil-heating replacement), pool water-tax credit when a pool is removed, and the provincial grant for seniors.
The calculator above provides an estimate to build your budget; the official notice issued by Sainte-Julie's Finance Department remains the document of record for final payment.
What is the transfer tax?
Commonly called "welcome tax", the real estate transfer tax is a mandatory municipal tax imposed when transferring a property in Quebec. It must be paid by the buyer to the municipality where the building is located.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The value entered in the municipal assessment roll.
This amount is then subject to a progressive rate scale that varies by municipality. For example, a bracket from $0 to $50,000 may be taxed at 0.5%, while a bracket over $500,000 may be taxed at 1.5% or more.
Calculation example
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $61,500 (0.5%):$307.50
- $61,500.01 to $307,800 (1.0%):$2,463.00
- $307,800.01 to $552,300 (1.5%):$3,667.50
- $552,300.01 to $600,000 (2.0%):$954.00
- Total to pay:$7,392.00
* Approximate rates for example purposes.
Calculators for nearby cities
Selected year: 2026