Welcome Tax Calculator Saint-Bruno 2026
The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA single-family median that crosses the top, a condo median that stays below
The Montarville residential market reads on two very different tiers, and the welcome-tax grid amplifies the gap. The typical detached home clears the threshold where the municipal grid steps up to its highest rate by a wide margin, while the typical condominium sits comfortably below it. The practical consequence at the notary's table: two buyers who move in a few streets apart in the same month can run the same calculation on very different shapes — one watches the top portion of the grid bite into the bill, the other tops out on the middle step.
A snapshot of the Saint-Bruno market
According to Centris real-estate statistics for Saint-Bruno-de-Montarville for the first quarter of 2026, the single-family median came in at $785,000, up 3% year-over-year, with an average of 30 days on market — 21 days shorter than a year ago. Across the last four quarters, the single-family median settles at $834,750 (+13%) and the condominium median at $482,125 (+2%). Total residential sales are up 16% versus the same quarter last year. Useful takeaway when sizing your welcome tax: the typical detached home near Mont-Saint-Bruno or in the established sectors clears the top-bracket threshold by a wide margin, while a typical condominium still sits below it.
What moves the amount, and how Saint-Bruno stacks up
As elsewhere in Quebec, the welcome tax is computed on the highest of three figures: the price actually paid, the amount listed in the deed, or the uniformized value (the roll value multiplied by the comparative factor the City publishes each year). You can look up the roll value for a Saint-Bruno property through the Real Estate Data Portal — the city tool that succeeded the Voilà! Propriété portal. On the rate side, Saint-Bruno keeps a clean four-bracket structure with a direct jump to the top municipal bracket as soon as the reference threshold is crossed. Boucherville plays the same way, which makes side-by-side comparisons between the two South Shore poles very easy. By contrast, Sainte-Julie slips an intermediate step in before its top rate, and Longueuil pushes the entry into its top bracket out further — two designs that soften the climb on higher-end homes. Run the calculator above on the same negotiated price to see the gap city by city.
Municipal supports and the multigenerational housing track
Saint-Bruno-de-Montarville does not run a generic welcome-tax credit for new owners, but a few municipal levers still matter for the move-in budget. The housing policy frames the City's action on residential supply, and Saint-Bruno has adopted its own AccèsLogis-related by-law to support affordable housing. Buyers planning to welcome an aging parent should look at the rules for multigenerational housing, which sit inside the taxation by-law and recognize the second dwelling unit on the assessment roll. None of these measures changes the welcome-tax notice itself, but they reshape the broader budget after closing. The Ville's Programmes page also gathers a rebate on home composters, a subsidy on reusable hygiene products and a refund on electric gardening tools — small, practical helps right when you settle in.
Payment, timing and the provincial home-access credit
The welcome-tax notice is mailed after the sale is published at the land register and is payable in a single instalment, distinct from the annual property tax bill, which can be split across the year. To settle the notice, pay through your financial institution by searching for «St-Bruno» as the biller and entering the «No de dossier pour paiement» printed on the stub — the same reference number used for your municipal taxes. Cheques are made out to Ville de Saint-Bruno-de-Montarville, with the detachable stub attached, and mailed to the taxation desk. A secure drop-box at the front entrance of city hall accepts envelopes outside business hours. Interac debit and cash are accepted at the collection counter. Your notary will confirm whether you qualify for the provincial home-access tax credit, framed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).
Useful resources and contacts
Before paying, cross-check your estimate against the official droits de mutation page and the notice received in the mail.
- City hall (taxation and collection): 1585, rue Montarville, Saint-Bruno-de-Montarville (Quebec) J3V 3T8.
- Citizen reception centre: 630, boul. Clairevue Ouest, Saint-Bruno-de-Montarville (Quebec) J3V 6B4, at 450 653-2443.
- Info-taxes line: 450 645-2999 or by email at taxation@stbruno.ca.
- Real Estate Data Portal: the dedicated page gives access to the assessment roll and tax history for any Saint-Bruno property.
- Espace citoyen portal: the citizen portal lets you manage your file online once you have moved in.
The calculator above gives a working estimate for budgeting; the official notice issued by Ville de Saint-Bruno-de-Montarville remains the document of record for final payment.
What is the transfer tax?
Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.
Is the welcome tax paid every year?
No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.
This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).
New construction: the tax base is the price before GST and QST.
Calculation example (2026)
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $62,900 (0.5%) :$314.50
- $62,900 to $315,000 (1%) :$2,521.00
- $315,000 to $552,300 (1.5%) :$3,559.50
- $552,300 to $600,000 (2%) :$954.00
- Total to pay:$7,349.00
Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal
Who is exempt from the welcome tax?
The Act respecting duties on transfers of immovables provides exemptions. The most common cases:
- Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
- Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
- Tax base under $5,000;
- Transfer to a corporation in which the transferor holds at least 90% of the voting shares.
Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.
Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide
Why is it called the "welcome tax"?
The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.
Calculators for nearby cities
Selected year: 2026