Welcome Tax Calculator Sainte-Agathe-Des-Monts 2026

Calculate Quebec transfer duties by city and purchase price.

Calculator 2026

Estimate your real estate transfer taxes

Property Value
$
City

2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

Read the full welcome tax credit guide

A grid with no softening step at the top of the curve

Among the resort towns of the Laurentides, Sainte-Agathe-des-Monts stands out for a transfer-duty grid that climbs straight from the provincial intermediate bracket to the highest municipal rate, with none of the intermediate cushions that several neighbouring municipalities slot in. That single design choice — codified in the municipal bylaw on real estate transfer duties 2023-M-370 — is what shapes the budget gap an Agathois buyer has to plan for on a property whose assessed value pushes past the intermediate threshold. With the 2025-2027 triennial roll prepared by MRC des Laurentides now anchored to the July 1, 2023 market, more transactions land in that zone than in the previous cycle.

A single-family market accelerating into the new cycle

Centris real-estate statistics for Sainte-Agathe-des-Monts show a single-family segment heating up at the start of 2026: 41 sales in the first quarter (+17% year-over-year), a median price of $520,000 (+26%) and an average 53 days on the market. Over the trailing four quarters, the single-family segment posts 141 transactions (+2%) at a $494,112 median (+16%). Condominium activity remains thin but moves at a $482,695 median across 31 sales, and small plexes (two to five units) close at a $470,812 median across 38 sales. Against a population of roughly 11,200 residents at the 2021 census, that pace pulls the median single-family value just above the provincial intermediate bracket — the very zone where the local mechanic does most of its work.

What drives the bill and where Sainte-Agathe-des-Monts sits in the Laurentides

The tax base is the highest of the price paid, the consideration stated in the deed, and the property's market value at transfer — that is, the value entered on the roll multiplied by the comparative factor set for the year. The ImmoNet portal for Sainte-Agathe-des-Monts takes searches by civic address, matricule number or cadastre, and the MRC des Laurentides public map extends coverage to all twenty municipalities on its territory. On grid mechanics, the city's profile is distinct: where Sainte-Agathe-des-Monts steps straight from the intermediate provincial bracket to the top rate, Val-David just south follows the identical shape. Mont-Tremblant, further north, inserts a softening step that smooths the climb on the upper bracket, and Morin-Heights layers in a similar cushion with the threshold pushed higher. Run the calculator above across the four — the gap shows up cleanly in the bracket the typical Agathois single-family now occupies under the new roll.

Municipal grants and provincial levers after closing

The City does not refund the transfer duty and does not operate a municipal homeownership credit. Its grant catalogue instead supports post-move eco-responsible spending: replacing an old wood-burning fireplace with an EPA-certified or electric appliance, electric outdoor maintenance equipment, certified low-flow toilets and plumbing fixtures, rainwater barrels, and tree planting inside the urban perimeter or along shoreline buffers. Senior buyers whose annual bill climbs because of the average value increase recorded on the new roll should check eligibility for the provincial grant for seniors related to a municipal-tax increase, which can offset part of the rise subject to income, age and length-of-ownership conditions. The supplementary duty, anchored in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1), applies whenever an exemption recognized by the provincial grid is invoked.

Payment, schedule and the provincial homebuyer credit

Once the transaction is published at the Quebec land register, the finance department mails the transfer-duty notice about sixty days after the notary registers the deed. A small invoice is payable in one instalment within thirty days of mailing; above the threshold set in the bylaw, the notice splits into three equal instalments due at thirty, sixty and ninety days, each tranche carrying interest from its own due date if missed. The City takes payment at Canadian financial institutions — branch, ATM or online banking — by post-dated cheque made out to Ville de Sainte-Agathe-des-Monts with the matricule number written on the back, or by Interac debit at the city-hall counter; credit cards are not accepted at the counter. The annual municipal tax account follows its own calendar set out in the 2026 taxation bylaw, mailed in early February with six interest-free instalments starting March 11, 2026. Your notary will also confirm eligibility for the provincial homebuyer tax credit, governed by the same Act on real-estate transfer duties.

Useful resources and contacts

Cross-check the calculator against the Droits de mutation section of the Évaluation, taxes et trésorerie page and the official notice from the finance department before paying.

The calculator provides an estimate to plan your budget; the official notice issued by the Sainte-Agathe-des-Monts finance department remains the document of record for payment.

What is the transfer tax?

Commonly called "welcome tax", the real estate transfer tax is a mandatory municipal tax imposed when transferring a property in Quebec. It must be paid by the buyer to the municipality where the building is located.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The value entered in the municipal assessment roll.

This amount is then subject to a progressive rate scale that varies by municipality. For example, a bracket from $0 to $50,000 may be taxed at 0.5%, while a bracket over $500,000 may be taxed at 1.5% or more.

Calculation example

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $61,500 (0.5%):$307.50
  • $61,500.01 to $307,800 (1.0%):$2,463.00
  • $307,800.01 to $552,300 (1.5%):$3,667.50
  • $552,300.01 to $600,000 (2.0%):$954.00
  • Total to pay:$7,392.00

* Approximate rates for example purposes.

Calculators for nearby cities

Loading rates...

Selected year: 2026

Rates 2024Rates 2025Rates 2026 (Selected)