Welcome Tax Calculator Côte Saint-Luc 2026

A local grid that stacks two upper municipal steps

Côte Saint-Luc runs its own welcome-tax grid, set by by-law 2518-2 adopted on December 27, 2023 and applying to every transfer signed on or after January 1, 2024. The City's duties on transfer of an immovable page publishes the mechanics: no mid-range step, but a clean jump from the standard intermediate provincial bracket up to a first municipal upper bracket whose triggering threshold is pushed well above the standard mark, then a second step reserved for properties at the very top of the local market. That twin upper bracket — rather than the height of any single rate — is what sets the Côte Saint-Luc notice apart. The calculator above gives you the working estimate for budgeting; the City's official notice remains the document of record for payment.

A market reshaped by the new triennial roll

The new 2026-2027-2028 triennial roll, deposited on September 10, 2025 by the City of Montreal Evaluation Services, brings the average single-family value in Côte Saint-Luc to $1,042,900 and the average condominium value to $555,600, per the City's property valuations briefing. The residential portfolio is up 6.5% overall across the three-year cycle: +5.3% for single-family homes, +6.6% for condominiums and +9.8% for buildings of six dwellings or more. The practical takeaway for a buyer is that a growing share of single-family properties is approaching the local upper-bracket threshold for the next transfer. Reading the notice after a new roll therefore moves more in Côte Saint-Luc than it does in a city that sticks to the standard provincial grid, because the municipal slope kicks in over a wider slice of the taxable base.

What moves the amount, and how Côte Saint-Luc compares with its neighbours

The taxable base is the greater of the price paid, the consideration stated in the notarial deed, or the market value at the time of the transfer (roll value times the comparative factor published annually by the City). You can verify the roll value for any address on the Evalweb portal of the City of Montreal Evaluation Services, which covers every municipality in the Montreal agglomeration, Côte Saint-Luc included. On the rate-grid side, Hampstead, the immediate English-speaking enclave next door, keeps a "standard-plus" design: a single municipal upper bracket triggered just above the standard provincial threshold, with no intermediate step. Montréal sits at the other extreme, stacking several progressive municipal brackets that climb well above the standard grid. Côte Saint-Luc sits in between: its first municipal step is delayed to a level noticeably higher than Hampstead's threshold, which softens the notice on the typical detached home, before a second step picks up for properties at the very top of the local market. Run the calculator above on the same value across the three cities to see where the gap opens.

Municipal programs worth knowing when you move in

Côte Saint-Luc does not run a dedicated welcome-tax rebate, but several programs apply to a new owner settling in. The grant for reusable diapers and sustainable menstrual products offsets a recurring household expense for families taking possession, and the home electric charging station rebate targets an outlay typically made on move-in for a detached home. On the energy side, the City points to provincial, Hydro-Québec and federal programs through its financial assistance and energy efficiency programs page — useful for a buyer taking possession of a mature housing stock. The Aquatic and Community Centre at 5794 Parkhaven Avenue opens municipal recreation access from registration.

Payment, timing and the provincial home-access credit

The welcome-tax notice is mailed after the sale is published at the Quebec land register and must be paid in a single instalment within 30 days. The payment methods set out on the City's property tax bill page apply to the notice: online banking using the 18-digit matricule (payee VILLE DE COTE SAINTLUC TAXES), your mortgage creditor where applicable, cheque mailed with the remittance stub, or in person at City Hall in cash, cheque or Interac. Online consultation and payment of your account run through the Voilà portal. If the transaction is signed under private deed (without a notary) and not entered in the land register, the buyer must file the transfer disclosure form with the City within 90 days, along with a copy of the deed of sale. Your notary will confirm whether you qualify for the provincial home-access tax credit, governed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).

Useful resources and contacts

Before paying, cross-check your estimate against the official notice received from the City and the duties on transfer of an immovable page, which details the current grid, the special duties regime and the disclosure procedure.

• Treasury — Taxation: 514-485-6800, select option 7, for any question on the welcome-tax notice, the annual tax account or the disclosure procedure.
• City Hall: 5801 Cavendish Blvd., Côte Saint-Luc (H4W 3C3) — Monday to Friday, 9 a.m. to noon and 1 p.m. to 4 p.m.; payments accepted on site in cash, cheque or Interac.
• Online tax account and citizen file: the Voilà portal to view and pay the annual tax bill or the welcome-tax notice from your 18-digit matricule.
• Public assessment roll: Evalweb on the City of Montreal site for lookup by address or account number (the Montreal agglomeration handles the Côte Saint-Luc roll).
• Private-deed sales: the disclosure form for transfers must be filed with the City within 90 days of the transaction.

The calculator above gives a working estimate for budgeting; the official notice issued by the City of Côte Saint-Luc remains the document of record for final payment.