Welcome Tax Calculator Rouyn-Noranda 2026

The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.

Calculator 2026

Estimate your real estate transfer taxes

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2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

→ Read the full welcome tax credit guide

A single-family market posting record regional gains

Abitibi-Témiscamingue is one of the few regions in Quebec where median single-family prices keep climbing well above the provincial average. According to the QPAREB note on Val-d'Or and Rouyn-Noranda, the Rouyn-Noranda single-family median jumped 16% year over year, with half the homes selling above $265,000, while active listings declined in the first quarter of 2026 — a tighter market in which the taxable base slides toward the intermediate step of the standard provincial grid more quickly, and sometimes beyond.

How the duty is calculated, the 2025-2026-2027 roll and a regional comparison

The taxable base is the greater of the amount supplied for the transfer, the consideration stated in the deed, or the market value — the roll entry multiplied by the year's comparative factor. The new 2025-2026-2027 roll, filed by the Service de l'évaluation et de la taxation, is available on the Évaluation foncière page and inside the Portail citoyen de Rouyn-Noranda — check your property by address, matricule or cadastre before locking an offer. On the grid side, Rouyn-Noranda sticks to the standard provincial design: no transitional step, a clean jump from the intermediate step to the top municipal bracket. Its regional neighbour Val-d'Or shapes the curve differently by capping its top bracket at a lower rate, which softens the bill above the trigger. On transactions above that threshold, the mechanical spread becomes visible by running the calculator above for each city.

Municipal programs: buffer zone and acquisition support

Rouyn-Noranda runs two municipal housing programs worth flagging at the point of purchase. The Plan d'action gouvernemental pour soutenir Rouyn-Noranda has framed, since 2023, financial accompaniment for households inside the Horne smelter buffer zone who choose to relocate elsewhere on the territory; applications are open until November 30, 2028 and assistance can take the form of transfer-duty compensation, a property tax differential tied to the new building's value, or construction support. The City complements this provincial track with its own framework, set out in by-law 2025-1378 — Programme d'habitation de soutien à la zone tampon and the Programme complémentaire de soutien à l'acquisition et à la construction. If you are buying inside the Rouyn or Noranda sector and one of these schemes applies, the coordination team for the action plan, reached through the City switchboard, will walk you through the supporting documents.

Payment, timing and the provincial home-access credit

Once the sale is published at the Quebec land register, the Service de l'évaluation et de la taxation updates the file and mails the notice. As confirmed by the City's Foire aux questions sur les taxes foncières, the welcome-tax invoice is paid in a single instalment, or in two instalments once the amount reaches the threshold set by the Act. Payment runs through a financial institution's website, by cheque made out to Ville de Rouyn-Noranda — mailed or dropped at the counter — or through the taxes module of the Portail citoyen. A transaction that is exempt from the duty still owes the supplementary duty set out in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1): your notary will confirm the applicable exemption and verify whether you qualify for the provincial home-access tax credit framed by the same Act and presented by Revenu Québec.

Useful resources and contacts

Before paying, cross-check your estimate against the official notice and the Taxes foncières page.

The calculator above provides an estimate to plan your budget; the official notice issued by Ville de Rouyn-Noranda remains the document of record for final payment.

What is the transfer tax?

Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.

Is the welcome tax paid every year?

No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.

This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).

New construction: the tax base is the price before GST and QST.

Calculation example (2026)

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $62,900 (0.5%) :$314.50
  • $62,900 to $315,000 (1%) :$2,521.00
  • $315,000 to $552,300 (1.5%) :$3,559.50
  • $552,300 to $600,000 (2%) :$954.00
  • Total to pay:$7,349.00

Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal

Who is exempt from the welcome tax?

The Act respecting duties on transfers of immovables provides exemptions. The most common cases:

  • Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
  • Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
  • Tax base under $5,000;
  • Transfer to a corporation in which the transferor holds at least 90% of the voting shares.

Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.

Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide

Why is it called the "welcome tax"?

The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.

Calculators for nearby cities

Mutation rates by city (2026)

Complete list of municipalities and their rate grids for calculating real estate transfer taxes.

Selected year: 2026

Rates 2024Rates 2025Rates 2026 (Selected)