Welcome Tax Calculator Saint-Lambert 2026

The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.

Calculator 2026

Estimate your real estate transfer taxes

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2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

Read the full welcome tax credit guide

A quirk worth knowing before you close on a property in Saint-Lambert: the city does not run its own assessment department. The Longueuil Property Assessment Department prepares the roll for Saint-Lambert, Boucherville, Brossard, Longueuil and Saint-Bruno-de-Montarville, and that assessed value sits at the centre of how the welcome tax is calculated, regardless of the price you negotiated.

A snapshot of the local market

Saint-Lambert ranks among the South Shore's most sought-after addresses, with a mix of older homes near the village core, family residences in Préville and a growing pool of condos in the Tiffin–Riverside corridor. Neighbourhood-level statistics are published on the Centris Saint-Lambert community profile, and APCIQ's Residential Barometer flagged a slight downward pressure on median single-family prices province-wide in the first quarter of this year. The condo segment continues to draw buyers who want quick access to the Longueuil metro and downtown Montréal.

What drives the amount in Saint-Lambert

Three things shape your bill. First, the taxable basis: the city always uses the highest of the sale price, the consideration stipulated in the notarial deed and the market value. Market value is the figure on the assessment roll multiplied by an annual comparative factor — a detail that catches buyers off guard when the assessment is older and the factor pushes the basis upward. You can check the value on file at any address through the Longueuil assessment roll.

Second, the bracket structure: Saint-Lambert applies its top municipal bracket without an intermediate step, so the curve jumps sharply once the trigger threshold is crossed. The slope is steeper than Longueuil, where the upper bracket kicks in later, and it tracks closely with neighbouring Brossard. When you're weighing two South Shore listings at similar asking prices, this is exactly the kind of detail the calculator above is built to surface.

Third, exemptions. Transfers between spouses, parent and child, or following a death within the direct family are taxable in principle but exempt by statute — provided the notary records the exemption in the deed. The Act respecting duties on transfers of immovables lists each recognized situation, and Saint-Lambert reserves the right to ask for supporting documents.

Payment, timing and the federal credit

Saint-Lambert bills the welcome tax as a single instalment, payable within 30 days of the invoice date. There is no schedule of partial payments — something to budget for alongside the notary's fee and the property-tax adjustment at closing. You can review the account and pay online through the ImmoNet Saint-Lambert portal or the Citizen Space. If a transfer is not registered in the land register — a typical corporate-reorganization case — the disclosure form must reach the city within 90 days, otherwise Revenu Québec is empowered to charge a supplementary duty.

First-time buyers should also keep the federal Home Buyers' Plan (HBP) and the federal Home Buyers' Tax Credit on their radar. Neither reduces the municipal welcome tax, but they free up cash at the moment the city sends the bill.

Useful contacts and resources

The calculator above produces an estimate based on the active brackets and the taxable basis you enter. The official notice issued by the City of Saint-Lambert remains the authoritative document for payment.

What is the transfer tax?

Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.

Is the welcome tax paid every year?

No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.

This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).

New construction: the tax base is the price before GST and QST.

Calculation example (2026)

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $62,900 (0.5%) :$314.50
  • $62,900 to $315,000 (1%) :$2,521.00
  • $315,000 to $552,300 (1.5%) :$3,559.50
  • $552,300 to $600,000 (2%) :$954.00
  • Total to pay:$7,349.00

Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal

Who is exempt from the welcome tax?

The Act respecting duties on transfers of immovables provides exemptions. The most common cases:

  • Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
  • Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
  • Tax base under $5,000;
  • Transfer to a corporation in which the transferor holds at least 90% of the voting shares.

Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.

Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide

Why is it called the "welcome tax"?

The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.

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