Welcome Tax Calculator Saint-Lambert-de-Lauzon 2026

The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.

Calculator 2026

Estimate your real estate transfer taxes

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2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

→ Read the full welcome tax credit guide

A small budgeting nuance worth knowing before you close on a property in Saint-Lambert-de-Lauzon: the annual property-tax bill in this Beauce-Nord municipality can be paid in six instalments spread from mid-February to mid-December, but the welcome tax is a single, much faster payment. It belongs squarely in the closing budget alongside the notary's fee and the property-tax adjustment, not in the recurring municipal schedule.

A snapshot of the local market

Sitting along the Chaudière River a short drive south of Lévis on Highway 73, Saint-Lambert-de-Lauzon draws buyers looking for newer or renovated single-family homes in a village setting with quick access to the Québec City employment market. Local statistics are published on the Centris Saint-Lambert-de-Lauzon profile, and APCIQ's Residential Barometer covers the broader Québec City periphery. The Municipality has also signalled that the new assessment roll brings an aggregate 26% increase in property values, with a parallel adjustment of tax rates intended to keep the tax bill from rising in lockstep.

What drives the amount in Saint-Lambert-de-Lauzon

Three things shape your bill. First, the taxable basis: the Municipality always uses the highest of the price paid, the consideration stipulated in the notarial deed and the market value. Market value is the figure on the assessment roll multiplied by an annual comparative factor — exactly the kind of mechanism that catches buyers off guard when the roll is older and the factor pushes the basis upward. You can check the value attached to any civic address through the online assessment roll operated for the Municipality.

Second, the bracket structure. Saint-Lambert-de-Lauzon applies its top municipal bracket without an intermediate step: the curve climbs steadily through the base brackets, then turns sharply at the trigger threshold. The mechanic is very close to neighbouring Lévis, and identical in principle to Saint-Georges further south in the Beauce. By contrast, Québec inserts an intermediate step before the top bracket, which softens the slope on higher-priced properties — a useful comparison when you're shopping on both sides of the river.

Third, exemptions. Transfers between spouses, in the direct parent-child line, or following a death within the immediate family are listed in the Act respecting duties on transfers of immovables and must be recorded by the notary in the deed. In most cases where an exemption applies, a supplementary duty is charged in place of the regular transfer duty — a point to confirm directly with your notary.

Payment, timing and the federal plan

The Municipality issues the invoice once the transfer is registered, payable as a single instalment within thirty days. Accepted methods include cash and debit at city hall, cheques by mail or dropped into the after-hours box, counters and ATMs at financial institutions across Québec, and online banking. Credit cards are not accepted — a particularity worth flagging if you've come from a larger city. The buyer's account stays accessible at any time through the Voilà! citizen portal.

If the transaction is not entered in the land register — a typical corporate-reorganization or declaration-based transfer — the property-transfer disclosure form must reach the Municipality before the file can be processed. On the federal side, the Home Buyers' Plan (HBP) remains available to free up cash when the municipal bill lands. Neither the HBP nor any other federal credit reduces the welcome tax itself.

Useful contacts and resources

The calculator above produces an estimate based on the active brackets and the taxable basis you enter. The official notice issued by the Municipality of Saint-Lambert-de-Lauzon remains the authoritative document for payment.

What is the transfer tax?

Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.

Is the welcome tax paid every year?

No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.

This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).

New construction: the tax base is the price before GST and QST.

Calculation example (2026)

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $62,900 (0.5%) :$314.50
  • $62,900 to $315,000 (1%) :$2,521.00
  • $315,000 to $552,300 (1.5%) :$3,559.50
  • $552,300 to $600,000 (2%) :$954.00
  • Total to pay:$7,349.00

Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal

Who is exempt from the welcome tax?

The Act respecting duties on transfers of immovables provides exemptions. The most common cases:

  • Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
  • Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
  • Tax base under $5,000;
  • Transfer to a corporation in which the transferor holds at least 90% of the voting shares.

Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.

Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide

Why is it called the "welcome tax"?

The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.

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