Welcome Tax Calculator Trois-Rivières 2026

A distinctive lever: the Bas-du-Cap homeownership grant

Trois-Rivières is one of the few cities in Québec to pair the welcome-tax bill with a municipal program tied directly to buying a principal residence. The Programme d'accès à la propriété – Bas-du-Cap targets new owner-occupants who acquire an eligible residential building of up to three units in the revitalization area anchored to the Bas-du-Cap neighbourhood of Cap-de-la-Madeleine. The grant does not neutralize the welcome tax, but it lands in the buyer's budget at the same moment: paid in two instalments and conditional on a minimum occupancy period, the application must be filed before the deed is signed by the notary. Eligibility, the application territory and the conditions are spelled out in by-law 2019-ch.-131 — Programme d'accès à la propriété dans le secteur du Bas-du-Cap. The calculator above, in turn, estimates what will appear on the Service de la trésorerie notice once the transfer is registered.

A Trois-Rivières CMA market still under pressure

In the first quarter of 2026, the CIEMCQ–APCIQ release on the Sherbrooke, Trois-Rivières and Drummondville CMAs recorded 375 residential sales in the Trois-Rivières CMA (down 6% year over year) against 338 active listings (up 7%), an inventory still 41% below the ten-year historical average. Median prices rose 6% on single-family homes, 9% on condominiums and 27% on plexes. Average time on the market fell to 27 days for a single-family (-9), 38 days for a plex (-4) and 45 days for a condo (+8). That acceleration pushes a growing share of transfers up the municipal grid and weighs on the bill that follows the registration of the deed.

What moves the amount, and where Trois-Rivières sits in the Mauricie grid

The taxable base used by the Service de la trésorerie is the greater of the price paid, the consideration stated in the deed, and the market value entered on the roll multiplied by the year's comparative factor published on the City's Taxes page. A property's roll value can be looked up on the Portail d'évaluation et de taxation by civic address, matricule or cadastre. On the bracket side, Trois-Rivières uses the standard four-bracket provincial grid with no transitional municipal step before the top rate. At equal value, the curve tracks exactly that of its Mauricie neighbour Shawinigan — run the calculator on both and the result will match. The comparison gets sharper with Mont-Tremblant, in the Laurentians: the resort city inserts a transitional step before its top rate, smoothing the climb on the resort-property segment. Exempt transfers still trigger the supplementary duty (droit supplétif) framed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1) — a separate notice can therefore still reach you.

City programs: revitalization credits, densification and heritage restoration

Beyond the Bas-du-Cap grant, the City runs a bundle of property-tax credits framed by by-law 2016-Chapter 46. The Revitalisation des vieux quartiers stream offsets, over a multi-year period, the property-tax increase attributable to construction, renovation, expansion or transformation work in the targeted sectors. A second stream backs the recycling of certain buildings — including the conversion of former convents into residential uses — with a credit that steps down over three years. A third stream rewards first-ring densification for new residential projects that meet the dwelling-count and density thresholds in the by-law. The City also delivers the Rénovation Québec stream and the Programme de restauration du patrimoine immobilier jointly with the Ministère de la Culture et des Communications — useful levers for anyone buying a heritage building. None of these grants erases the welcome tax, but they can lighten the multi-year envelope for a new homeowner.

Single-instalment payment and the provincial home-access credit

The welcome-tax notice is mailed by the Service de la trésorerie one to three months after the transfer is registered in the land register and is payable in a single instalment within the deadline printed on the bill. That mechanic differs from the annual property-tax bill, which follows the multi-instalment schedule the City publishes each year. Payment runs through your financial institution using the seventeen-digit matricule, by cheque made out to Ville de Trois-Rivières, by mail to City Hall or directly at the tax counter. Your notary will confirm whether you qualify for the provincial home-access tax credit framed by the same Act.

Useful resources and contacts

Before paying, cross-check your estimate against the City's Droit de mutation immobilière section and the official notice received from the Service de la trésorerie.

• Service de la trésorerie: Direction des finances, City Hall, 1325, place de l'Hôtel-de-Ville, P.O. Box 938, Trois-Rivières (Québec) G9A 5K2. City line 311 from Trois-Rivières, 819 374-2002 from outside the city, toll-free 1 833 374-2002, email 311@v3r.net — current coordinates on the Contact page.
• Property assessment roll: Portail d'évaluation et de taxation for searches by civic address, matricule or cadastre, and the Taxes et évaluation page for related procedures.
• City programs: Subventions à la population for the Bas-du-Cap homeownership program, the revitalization and densification credits, and the heritage restoration program; office of the Service de développement, redéveloppement et programmes, 4655, rue Saint-Joseph, P.O. Box 368, Trois-Rivières (Québec) G9A 5H3.
• Trifluvien neighbourhoods: the interactive Les quartiers trifluviens tool maps an address against the city's 29 neighbourhoods.

The calculator above provides an estimate to plan your budget; the official notice issued by the Trois-Rivières Service de la trésorerie remains the document of record for final payment.