Welcome Tax Calculator Saint-Hyacinthe 2026
The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA single-family median that lands right on the kink in the curve
The Saint-Hyacinthe residential market hits the welcome-tax grid at its most interesting point: the single-family median lands a hair above the threshold where the City steps up to its top municipal bracket, while the condominium median still sits comfortably below it. Two buyers who close a few streets apart in the same month — a bungalow in Douville and a new condo near the downtown core — run the same calculation on very different shapes. The detached buyer watches the top portion of the grid bite into the bill, the condo buyer tops out on the middle step. Knowing where that line falls makes for a much more realistic budget before the notary visit.
A snapshot of the Maskoutain market
According to Centris real-estate statistics for Saint-Hyacinthe for the first quarter of 2026, the single-family median came in at $515,000, up 10% year-over-year, with an average of 25 days on market — 6 days shorter than a year ago. Across the last four quarters, the single-family median settles at $486,587 (+8%), the condominium median at $339,000 (+2%) and the plex median at $604,312 (+17%). Total residential sales hit 165 transactions, up 3% versus the same quarter last year, against an active inventory down 8%. Useful takeaway when sizing your welcome tax: the typical detached home — whether in an established sector like Bourg-Joli, La Providence or Sacré-Cœur — clears the top-bracket threshold by a hair, while a typical condominium sits well below it.
What moves the amount, and how Saint-Hyacinthe stacks up
As elsewhere in Quebec, the welcome tax is computed on the highest of three figures: the price actually paid, the consideration stipulated in the deed, or the uniformized value (the roll value multiplied by the comparative factor the City publishes each year). You can look up the roll value for any Maskoutain property through the Évaluation et taxation portal — the current triennial roll is kept by LBP Évaluateurs agréés, the firm now mandated by the City for assessment. On the rate side, Saint-Hyacinthe adopted by-law 549 to push the top municipal bracket above the threshold set by the Act: a four-bracket structure with a direct jump to the highest rate as soon as the reference threshold is crossed. Mont-Saint-Hilaire, across the Yamaska and Richelieu rivers, uses the same mechanic. Drummondville, the comparable regional pole to the northeast, also keeps that standard structure. Sainte-Julie instead slips an intermediate step in before its top rate, which softens the climb on higher-end transactions. Run the calculator above on the same negotiated price to see the gap city by city.
Maskoutain programs: LEED tax credit, Renovation Quebec and downtown façades
No municipal program rebates the welcome tax directly, but several levers still matter for the move-in budget. The LEED building tax-credit program — by-law 320 — grants from 6 to 24 months of property-tax credit based on the certification level (Certified, Silver, Gold or Platinum) for new construction inside the urban perimeter. For existing residential or mixed-use buildings, the City runs the Renovation Quebec program under by-law 741, co-financed with the Société d'habitation du Québec: it targets major defects and includes a dedicated track for «maisons lézardées», a common pattern on Maskoutain clay soils. On the commercial side, the downtown façade-restoration program (by-law 687) supports owners of buildings in the urban core; in the rural belt, the RénoRégion program run by the MRC takes over for lower-income owners. Of the four, only the LEED credit shaves a portion of property tax off your first fiscal years — worth the paperwork in year one.
Payment, timing and the provincial home-access credit
The welcome-tax notice is mailed after the sale is published at the land register and is payable in a single instalment, unlike the annual property-tax bill — framed by by-law 670 — which is split across four due dates between February and September. To settle the notice, pay online through your financial institution using the matricule printed on the payment stub, by cheque made out to Ville de Saint-Hyacinthe and mailed to P.O. Box 10, J2S 7B2, or at the tax collection counter at 700, avenue de l'Hôtel-de-Ville — cash, debit and cheque accepted, never credit cards. A supplementary duty («droit supplétif») also applies to buyers of immovables exempt from the transfer duty, per the brackets set in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1). Your notary will confirm whether you qualify for the provincial home-access tax credit.
Useful resources and contacts
Before paying, cross-check your estimate against the official taxes and transfer-duty page and the notice received in the mail.
- City hall: 700, avenue de l'Hôtel-de-Ville, Saint-Hyacinthe (Quebec) J2S 5B2, at 450 778-8300.
- Payment mailing address: P.O. Box 10, Saint-Hyacinthe (Quebec) J2S 7B2, payable to Ville de Saint-Hyacinthe.
- Perception, taxation et évaluation division: the services directory lets you reach the team handling your file.
- LBP Évaluateurs agréés: 450 778-8300 extension 8309 or by email at st-hyacinthe@lbpevaluateurs.ca for any question on the roll value or comparative factor.
- Évaluation et taxation portal: the city portal gives access to the assessment roll and tax history for any Maskoutain property.
The calculator above gives a working estimate for budgeting; the official notice issued by Ville de Saint-Hyacinthe remains the document of record for final payment.
What is the transfer tax?
Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.
Is the welcome tax paid every year?
No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.
This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).
New construction: the tax base is the price before GST and QST.
Calculation example (2026)
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $62,900 (0.5%) :$314.50
- $62,900 to $315,000 (1%) :$2,521.00
- $315,000 to $552,300 (1.5%) :$3,559.50
- $552,300 to $600,000 (2%) :$954.00
- Total to pay:$7,349.00
Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal
Who is exempt from the welcome tax?
The Act respecting duties on transfers of immovables provides exemptions. The most common cases:
- Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
- Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
- Tax base under $5,000;
- Transfer to a corporation in which the transferor holds at least 90% of the voting shares.
Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.
Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide
Why is it called the "welcome tax"?
The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.
Calculators for nearby cities
Selected year: 2026