Welcome Tax Calculator Kirkland 2026

The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.

Calculator 2026

Estimate your real estate transfer taxes

Property Value
$
City

2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

Read the full welcome tax credit guide

Where Kirkland sits on the West Island rate grid

Tucked into the western tip of the Island of Montreal at the junction of Highways 20 and 40, Kirkland is laid out as four sectors carved by Highway 40 and Saint-Charles Boulevard. That airy geography quietly shapes every welcome-tax notice the Town issues. Onto the standard provincial grid, the by-law layers an intermediate municipal step beyond the standard threshold, then a single upper step whose ceiling stays well below the top rung most large Quebec municipalities apply at the head of the local market. A softer top step than most West Island neighbours — that is what makes a Kirkland notice read distinctly. The Town's Duties on Transfers of Immovables page sets out the mechanics, the basis of imposition and the ninety-day window a buyer has to declare a transaction to the Town when entry in the land register is delayed. The calculator above gives a working estimate for budgeting; the official notice remains the document of record for payment.

A high-end detached market on the western edge of the island

Kirkland counts 19,413 residents at the 2021 census, with a housing stock dominated by detached single-family homes. According to Kirkland real estate statistics published by Centris, the median single-family price stands at $901,000 over the last four quarters, down 3% year over year, with 189 completed transactions and a median time on market of 49 days. Total residential volume is up 18% over the same period, a signal that activity is concentrated in the high-end detached segment that defines the town. The 2026-2027-2028 triennial assessment roll for the Montreal urban agglomeration — which Kirkland has been part of since the municipal reconstitution of January 1, 2006 — is now in force and feeds the taxable base of the next welcome-tax notice on a Kirkland property.

What moves the amount, and how Kirkland compares with its neighbours

The taxable base is the greater of the sale price, the consideration stated in the notarial deed, or the market value of the property — the roll value times the comparative factor published annually by the Town. You can look up the roll value for any address on the Evalweb portal of the City of Montreal Evaluation Services, which covers every municipality in the Montreal agglomeration, Kirkland included. On the rate-grid side, Pointe-Claire, just across Saint-Jean Boulevard, runs a very similar mechanic: the same intermediate municipal step beyond the standard provincial threshold and a similarly modest top — the reading on a typical detached home barely shifts between the two. Dollard-Des Ormeaux, immediately to the east, triggers its upper step earlier and climbs higher at the top: the slope accelerates on trades above the local median. Run the same value through the calculator above in all three towns to see where the gap opens.

Settling in through the AccèsCité citizen portal

Kirkland does not run a municipal welcome-tax rebate program, but settling in is channelled through a single citizen portal. Opening an AccèsCité account — already used for recreation registrations — unlocks online tax accounts, electronic delivery of notices and payment tracking, per the Town's Municipal Taxes page. For what follows a purchase — addition permits, renovation certificates, tree planting or change of use — the Urban Planning and Environment Department centralizes requests and sets the framework for construction and land use across the four sectors.

Payment, timing and the provincial home-access credit

The welcome-tax notice is mailed once the sale is published at the Quebec land register and must be paid in a single instalment within thirty days of the billing date. The annual property-tax bill is a separate file: it is issued at the end of January and payable in two instalments due March 2 and June 1, 2026, per the Municipal Taxes page. The notice can be paid through online banking using the 18-digit matricule shown on the bill (dashes removed), by mail with the remittance stub and a cheque made out to Ville de Kirkland, or in person at Town Hall by cheque, debit card or exact cash. If a transaction is signed under a private deed and not entered in the register on time, the buyer has ninety days following the transfer to disclose it to the Town. Your notary will confirm whether you qualify for the provincial home-access tax credit, governed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).

Useful resources and contacts

Before paying, cross-check your estimate against the official notice received from the Town and the Kirkland property-assessment page for the roll value tied to the address.

The calculator above gives a working estimate for budgeting; the official notice issued by the Town of Kirkland remains the document of record for final payment.

What is the transfer tax?

Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.

Is the welcome tax paid every year?

No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.

This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).

New construction: the tax base is the price before GST and QST.

Calculation example (2026)

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $62,900 (0.5%) :$314.50
  • $62,900 to $315,000 (1%) :$2,521.00
  • $315,000 to $552,300 (1.5%) :$3,559.50
  • $552,300 to $600,000 (2%) :$954.00
  • Total to pay:$7,349.00

Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal

Who is exempt from the welcome tax?

The Act respecting duties on transfers of immovables provides exemptions. The most common cases:

  • Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
  • Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
  • Tax base under $5,000;
  • Transfer to a corporation in which the transferor holds at least 90% of the voting shares.

Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.

Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide

Why is it called the "welcome tax"?

The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.

Calculators for nearby cities

Loading rates...

Selected year: 2026

Rates 2024Rates 2025Rates 2026 (Selected)