Welcome Tax Calculator Blainville 2026
The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA threshold that arrives later — and a step with no railing
Blainville pushes the point at which the top municipal welcome-tax rate kicks in noticeably further down the price scale than most of its neighbours in the MRC de Thérèse-De Blainville. For a buyer chasing a bungalow in Domaine de Fontainebleau, a condo in Chambéry or a cottage in the older Notre-Dame quarter, the wrinkle is subtle. For a renovated high-end home, a freshly converted intergenerational house or a well-placed plex near chemin du Plan-Bouchard, the wrinkle shows up clearly on the transfer-duty notice the City mails out about sixty days after the visit to the notary.
A snapshot of the Blainville market
According to Centris real-estate statistics for Blainville for Q4 2025, the median single-family price came in at $697,500 (down 3% year-over-year), with an average time on market of 29 days, down 20 days from the same period a year earlier. Across the last four quarters, the single-family median climbs to $721,875 (up 5%) and the condominium median to $430,675 (up 4%); for two- to five-unit plexes the four-quarter median reaches $759,875 (up 15%). Why it matters here: the single-family median sits just below the threshold at which the City switches to its upper municipal bracket, while the plex median has already crossed it. Depending on the property type, you stay inside the standard portion of the scale or land on the steepest step of the curve.
What moves the amount, and how Blainville compares to nearby cities
As elsewhere in Quebec, the tax base is the highest of three figures: the amount actually paid for the transfer, the consideration listed in the deed, or the uniformized value on the property assessment roll. The current three-year roll was filed by LBP Évaluateurs agréés in late 2024; the uniformized value used for the calculation can sit well above your negotiated price, especially after a sharp reassessment. On the rate side, Blainville pushes its upper municipal threshold meaningfully further than Sainte-Thérèse or Rosemère, both of which flip to the top rate at the standard threshold. Boisbriand, in the other direction, slips an intermediate step into its grid that softens the climb on higher-end homes. Blainville takes the opposite bet: a later threshold, but no intermediate step — once the line is crossed, the rate jumps in one move. Run the calculator above on the same property under each city to see the difference side by side.
The program to open before pulling a permit
This is the municipal lever most useful to a Blainville buyer, and the one most easily missed at the notary's table. The Programme d'aide à la rénovation et à l'agrandissement résidentiel — by-law 1227 — applies to properties at least twenty years old in eligible sectors and, citywide, to any detached single-family home converted into intergenerational housing under article 63 of the zoning by-law 1418. The support comes as a credit that offsets the property tax increase triggered by the post-work reassessment, for the year of the work and the two following years. Conditions to meet: an RBQ-licensed contractor, work that adds at least $3,000 to the assessed value, a municipal permit issued before the start, and the project completed within nine months of permit issuance (or by December 31, 2027 at the latest). Eligible work covers doors and windows, exterior cladding, foundations, structure, plumbing, electrical, heating-ventilation, integrated kitchen or bathroom cabinetry, extensions, or setting up an intergenerational unit. For a buyer planning to redo the envelope or add a unit in the first year, the credit can absorb a meaningful share of the tax jump that follows reassessment.
Payment, timing and the provincial home-access credit
Once the sale is recorded at the land register, the Service des finances prepares the official notice and mails it about 60 days after registration with the notary. It is payable in a single instalment by the due date printed on the bill. Payment can be made online through the Transphere payment portal or your Voilà citizen account, at your financial institution (counter, ATM, online banking, or telephone banking, using the eighteen-digit reference number on the notice), or by mail with a cheque payable to Ville de Blainville. Note that payment is not accepted at the city hall reception counter. On the provincial side, your notary will confirm whether you qualify for the home-access tax credit, which can refund part of the duties paid by eligible first-time buyers. The underlying rule remains the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).
Useful resources and contacts
Before paying, cross-check your estimate with the official Taxes et évaluation page and the notice you receive from the City.
- City hall: 1000, chemin du Plan-Bouchard, Blainville (Quebec) J7C 3S9 — 450 434-5200.
- Service des finances: finances@blainville.ca for any question on your bill, the tax base, or a review request.
- General email: info@blainville.ca.
- Municipal programs: the Soutien financier page lists the renovation and extension program (by-law 1227) along with other supports for residents.
The calculator gives a useful estimate for budgeting; the official notice issued by the City of Blainville remains the document of record for final payment.
What is the transfer tax?
Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.
Is the welcome tax paid every year?
No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.
This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).
New construction: the tax base is the price before GST and QST.
Calculation example (2026)
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $62,900 (0.5%) :$314.50
- $62,900 to $315,000 (1%) :$2,521.00
- $315,000 to $552,300 (1.5%) :$3,559.50
- $552,300 to $600,000 (2%) :$954.00
- Total to pay:$7,349.00
Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal
Who is exempt from the welcome tax?
The Act respecting duties on transfers of immovables provides exemptions. The most common cases:
- Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
- Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
- Tax base under $5,000;
- Transfer to a corporation in which the transferor holds at least 90% of the voting shares.
Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.
Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide
Why is it called the "welcome tax"?
The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.
Calculators for nearby cities
Selected year: 2026