Welcome Tax Calculator Sallaberry-de-Valleyfield 2026
Calculate Quebec transfer duties by city and purchase price.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA payment mechanic of its own in the Beauharnois-Salaberry MRC
A campivalensian quirk that catches many buyers off guard: the City does not reissue the municipal property-tax bill to a new owner after an in-year sale. That detail changes the post-closing budget for anyone moving into Salaberry-de-Valleyfield: the annual municipal tax bill stays in the seller's name, while the welcome-tax notice reaches you separately after the deed is published at the Quebec land register. The calculator above already combines the taxable base used by the City with the municipal bracket grid in force, ahead of the account the Tax Collection office mails out.
A campivalensian market under listing pressure
In the first quarter of 2026, Centris real-estate statistics for Salaberry-de-Valleyfield record 146 residential sales (down 24% year over year) for $67.5 million in volume, on the heels of a trailing four-quarter cycle still up 1% at 668 sales. Single-family homes carry the market: 112 Q1 sales at a $451,250 median (up 6%) cleared in 58 days on market, with a trailing four-quarter median of $451,687 (up 11%) at 45 days. Condominiums show a trailing median of $299,562 (down 2%) at 64 days — a sign of growing supply around the Vieux Salaberry and Bellerive sectors. Plexes of 2 to 5 units remain the tightest segment, with a $468,125 trailing median (up 16%) over 111 transactions. The City's socio-economic profile lists more than 42,700 residents spread across the Salaberry island, Grande-Île and the Saint-Timothée sector — a footprint compact enough to push a typical downtown home onto the City's intermediate threshold.
What moves the amount, and where Salaberry sits in southwest Montérégie
The taxable base remains the greater of the price paid, the consideration stated in the deed and the market value — the entry on the online property assessment roll multiplied by the year's comparative factor, which the official welcome-tax page reports as neutral for 2026. That neutrality makes the value entered on the roll read directly as the taxable base at closing. On the bracket side, the City uses the standard four-bracket provincial grid with no transitional municipal step before the top rate — the same profile as nearby Mercier on the same shore. Run the calculator on identical property values and the result is identical in both municipalities. The comparison gets sharper with Châteauguay and Vaudreuil-Dorion, whose by-laws push the top bracket higher up the value ladder: at equal value, the top step kicks in later — and therefore less often — than at Salaberry-de-Valleyfield. The City's Consultation du rôle d'évaluation page is also the place to verify your assessed value, with the public Acceo ImmoNet portal searchable by civic address, matricule or cadastre.
City programs and post-purchase support
Salaberry-de-Valleyfield does not refund the welcome tax, but its housing toolkit is one of the deepest in southwest Montérégie. The flagship grant, the Programme Rénovation Québec (PRQ) framed by by-law 430, targets older homes in priority zones, with separate streams for cracked-foundation houses, low-income owner-occupants and general residential renovations. It has been temporarily suspended since April 1, 2025 per the Société d'habitation du Québec announcement; sign up to the City's alert to hear when it reopens. The Stratégie logement and the intense-rainfall building-resilience grant help homeowners on flood-related upgrades, especially along the Lac Saint-François shoreline. The reusable diapers and hygiene products rebate and the Carte Accès Valleyfield round out the package for young families. For older buyers, the provincial grant tied to a sharp rise in municipal taxes may offset, under income and ownership conditions, the impact of a new assessment roll. An otherwise exempt transaction still owes the supplementary duty (droit supplétif) framed by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).
Payment schedule, exemptions and the provincial home-access credit
The City's by-law lets you settle the welcome-tax bill in a single instalment when it stays below the single-payment threshold, or in two equal instalments otherwise: the first falls due on the 31st day after billing and the second on the 90th day. The notice is handled separately from the annual municipal tax bill, which you pay via the online tax account or through your usual financial institution using the eighteen-digit reference number on the invoice (see the section on the reference number). Postdated cheques can be mailed to "Perception des taxes, 61 rue Sainte-Cécile, Salaberry-de-Valleyfield, Quebec J6T 1L8" or dropped in the slot at the main city-hall entrance, accessible at any time. Exemptions between spouses, in direct ascending or descending line, or between closely related corporations must be flagged in the deed by your notary, as recalled on the Droits sur les mutations immobilières page. Your notary will also confirm whether you qualify for the provincial home-access tax credit framed by the same Act.
Useful resources and contacts
Before paying, cross-check your estimate against the City's Droits sur les mutations immobilières page and the official account from the Tax Collection office.
- City hall: Service de la perception, ground floor, 61 rue Sainte-Cécile, Salaberry-de-Valleyfield (Quebec) J6T 1L8; the slot at the main entrance accepts cheques at any time. Open the interactive map.
- Tax Collection office: 450 370-4300 and email taxation@ville.valleyfield.qc.ca; counter open Monday to Thursday 8 a.m. to 12 p.m. and 1:15 p.m. to 4:30 p.m., Friday 8:30 a.m. to 12 p.m. (last admissions at 11:45 a.m. and 4:15 p.m.). See the detailed schedule.
- Property assessment roll: public Acceo ImmoNet portal for searches by civic address, matricule or cadastre, and the MAMH municipal assessment page for methodology.
- Payment and online services: online tax account, Espace citoyen and the City's checklist « Vous achetez une propriété durant l'année » for the move-in handover.
- Programs: Programme Rénovation Québec (by-law 430), Stratégie logement, resilience grant, reusable hygiene rebate, Carte Accès Valleyfield and the provincial grant for seniors.
The calculator above provides an estimate to plan your budget; the official account issued by the Tax Collection office of Salaberry-de-Valleyfield remains the document of record for final payment.
What is the transfer tax?
Commonly called "welcome tax", the real estate transfer tax is a mandatory municipal tax imposed when transferring a property in Quebec. It must be paid by the buyer to the municipality where the building is located.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The value entered in the municipal assessment roll.
This amount is then subject to a progressive rate scale that varies by municipality. For example, a bracket from $0 to $50,000 may be taxed at 0.5%, while a bracket over $500,000 may be taxed at 1.5% or more.
Calculation example
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $61,500 (0.5%):$307.50
- $61,500.01 to $307,800 (1.0%):$2,463.00
- $307,800.01 to $552,300 (1.5%):$3,667.50
- $552,300.01 to $600,000 (2.0%):$954.00
- Total to pay:$7,392.00
* Approximate rates for example purposes.
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Selected year: 2026