Welcome Tax Calculator Rosemère 2026
The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA new triennial roll that has shifted the taxable base in Rosemère
The 2024-2025-2026 assessment roll, filed on October 25, 2023 by LBP Évaluateurs agréés and laid out on the City's Rôle d'évaluation page, opened a wide gap between residential growth and a much flatter commercial sector. The practical takeaway for a buyer: the standardized value of a typical single-family home now sits well above the entry point of the standard provincial grid's top municipal bracket, and that is the figure the calculator above runs on. The useful habit is the same one as in every Quebec city: build the estimate before the notice arrives in the mail rather than after.
A single-family market that sets the pace
According to Centris real-estate statistics for Rosemère for the first quarter of 2026, the median single-family price stands at $830,888 (up 13% year over year) on 35 transactions, with an average 48 days on the market; on the most recent four trailing quarters, the single-family median climbs to $849,909 (+16%) on 164 sales. Condominium and plex volumes are too thin to produce a reliable statistic — Rosemère is, in practice, an almost entirely detached single-family market. For a typical home, the taxable base lands inside the top municipal bracket of the grid in most cases, and the steep step at that threshold weighs on the welcome-tax bill from the first median-priced transaction onward.
What moves the amount, and where Rosemère stands inside the MRC
The taxable base is the greater of the amount supplied for the transfer, the consideration stated in the deed, or the market value — the roll entry multiplied by the year's comparative factor. Verify the roll entry on the City's Rôle d'évaluation page or directly inside the Voilà! citizen account. On the grid side, Rosemère sticks to the standard provincial design, like Lorraine and Sainte-Thérèse: a clean jump from the intermediate step to the top municipal bracket, with no transitional step. By contrast, Blainville pushes the trigger of its top bracket noticeably further up the taxable base, and Boisbriand inserts a transitional step that softens the curve before its own top tier. For the same property value, the spread shows up mostly in the upper tier — exactly where a typical Rosemère home already lands. Run the calculator above across the four cities to see where your transaction falls.
Municipal grants: no rebate, but targeted family aid
The City runs no welcome-tax rebate, no home-access program and no revitalization program. The Programmes de subventions page lists family and environmental grants instead — up to $150 per child for a cloth-diaper set, and $150 toward a tree planted on the property to mark a birth — with forms emailed to loisirs@ville.rosemere.qc.ca for the diaper grant or to permis.inspections@ville.rosemere.qc.ca for the newborn tree, on proof of purchase, residence and, where relevant, birth. The Une naissance, un livre program runs through the municipal library for infants registered before their first birthday. For a senior buyer whose roll entry has jumped sharply, the provincial grant for seniors to offset a municipal tax increase applies directly on the annual tax account.
Payment, timing and supplementary duty
Once the sale is published at the Quebec land register, the Service des finances et trésorerie prepares the notice and mails it. In Rosemère, the welcome tax is paid in a single instalment within thirty days of the billing date — the multi-instalment schedule used for the annual property tax account does not apply here. Payment then runs through your financial institution's website (using the eighteen-digit reference number that follows the SIPC 488 code on the coupon), through the Voilà! online services platform, by cheque made out to Ville de Rosemère — mailed or dropped at the counter — or in person at 100 rue Charbonneau (cash, cheque, debit). Confirm the outstanding balance with reception at extension 0, and any instalment-schedule question at extension 1222. A transaction that is exempt from the duty still owes the supplementary duty (droit supplétif) set out in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1): your notary confirms the applicable exemption and the amount entered in the deed, and will also confirm whether you qualify for the provincial home-access tax credit framed by the same Act.
Useful resources and contacts
Before paying, cross-check your estimate against the Compte de taxes page and against the official notice issued by the Service des finances et trésorerie.
- City Hall: 100 rue Charbonneau, Rosemère (Québec) J7A 3W1 — 450 621-3500, Monday to Thursday 8:30 a.m. to 12 p.m. and 1 p.m. to 5 p.m., Friday 8 a.m. to 12 p.m.
- Service des finances et trésorerie — Taxation: extension 0 at reception to confirm an outstanding balance, extension 1222 for the instalment schedule; see also the Finances et trésorerie page.
- 2024-2025-2026 assessment roll: public lookup through the Rôle d'évaluation page (by address, matricule or cadastre) and personalized access inside the Voilà! citizen account.
- Community Services: 325 chemin de la Grande-Côte, 450 621-3500 extension 7380, email loisirs@ville.rosemere.qc.ca for the Programme aide à la famille forms.
- Grant programs: the Programmes de subventions page for current grants (cloth diapers, newborn tree, eco-responsible equipment).
The calculator above provides an estimate to build your budget; the official notice issued by Ville de Rosemère remains the document of record for final payment.
What is the transfer tax?
Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.
Is the welcome tax paid every year?
No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.
This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).
New construction: the tax base is the price before GST and QST.
Calculation example (2026)
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $62,900 (0.5%) :$314.50
- $62,900 to $315,000 (1%) :$2,521.00
- $315,000 to $552,300 (1.5%) :$3,559.50
- $552,300 to $600,000 (2%) :$954.00
- Total to pay:$7,349.00
Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal
Who is exempt from the welcome tax?
The Act respecting duties on transfers of immovables provides exemptions. The most common cases:
- Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
- Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
- Tax base under $5,000;
- Transfer to a corporation in which the transferor holds at least 90% of the voting shares.
Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.
Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide
Why is it called the "welcome tax"?
The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.
Calculators for nearby cities
Selected year: 2026