Welcome Tax Calculator Mont-Saint-Hilaire 2026
Calculate Quebec transfer duties by city and purchase price.
Calculator 2026
Estimate your real estate transfer taxes
2026 First-Time Buyer Tax Credit
Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.
→ Read the full welcome tax credit guideA new triennial roll reshapes the base in the mountain's shadow
The first UNESCO-designated biosphere reserve in Canada, the mont Saint-Hilaire shapes more than the skyline — it shapes the city's land tax too. Around its slopes, apple orchards, hiking trails and the South Shore commuter train have long set the rhythm of property values. It is in this setting that the 2026-2027-2028 assessment roll came into force on January 1, 2026, after being filed on September 15, 2025 by assessment firm JP Cadrin et associés. The roll value acts as a floor in the welcome-tax taxable base when a property changes hands: a fresh roll therefore means a fresh starting point for the calculator above, which folds it in before the notice that the Centre local d'information et d'initiatives citoyennes (CLIC) mails out thirty days after closing.
A single-family market accelerating at the foot of the summit
In the first quarter of 2026, Centris real-estate statistics for Mont-Saint-Hilaire report 59 single-family sales (up 28% year over year) at a median price of $745,000 (up 14%), with an average 46 days on the market. The condominium segment, now the entry door for first-time buyers and retirees alike, posts 31 sales (up 72%) at a $390,000 median in just 23 days. The total residential segment climbs to 91 transactions (up 42%) for $64.78 million in dollar volume (up 55%). On a footprint that hosted 18,859 residents according to the Centris–Statistics Canada community profile, this acceleration pushes roll values upward right as the new triennial cycle opens — and the taxable base of a typical home now crosses the entry point of the standard provincial grid's top municipal bracket.
What moves the amount, and where Mont-Saint-Hilaire sits in the MRC
The taxable base is the greater of the price paid, the consideration stated in the deed and the market value — the entry on the online assessment roll multiplied by the year's comparative factor. Searches are free and run by civic address, cadastre or matricule on PG Solutions' Immosoft portal. On the grid side, Mont-Saint-Hilaire mirrors the mechanic of its rail-bridge neighbour McMasterville and of Beloeil across the Richelieu: a clean jump from the intermediate step to the top municipal bracket, with no transitional step. By contrast, Otterburn Park, further south in the same MRC, inserts several transitional steps that soften the curve before its highest rate. Run the calculator across the three cities for the same property value: the spread shows up mostly in the upper tier — exactly where a typical Mont-Saint-Hilaire home in the chemin de la Montagne and Vieux-Village sectors now lands.
Municipal and provincial programs worth knowing
The City runs no direct rebate on the duty itself, but several levers can ease the post-purchase budget. Young families can apply for the cloth-diaper grant (up to $200 for a child under six months), the reusable hygiene products grant and the Un arbre, un nouvel enfant program, which gifts a tree for every newborn. The Family Pricing program waives municipal leisure-registration fees starting with the third child of the same family, while Sports et loisirs pour tous is geared to lower-income households. For older buyers, the provincial grant tied to a sharp rise in municipal taxes can offset, under income and length-of-ownership conditions, the bump triggered by the new roll. A transaction otherwise exempt still owes the supplementary duty (droit supplétif) set out in the Act respecting duties on transfers of immovables (CQLR, c. D-15.1).
Payment, timing and the provincial home-access credit
Once the sale is published at the Quebec land register, the CLIC prepares the welcome-tax notice and mails it to your new address. The bill is settled in a single instalment within thirty days of issuance, unlike the annual municipal tax bill, which is spread across five due dates (February 23, April 24, June 23, August 24 and October 23, 2026 for the current year). Payment runs through your financial institution (eighteen-digit reference matching the matricule), by cheque made out to Ville de Mont-Saint-Hilaire (mailed in, dropped in the City Hall mail slot at any time, or brought to the counter), by pre-authorized debit, or in person with cash, cheque or INTERAC debit; credit cards are not accepted. The City recommends allowing five business days before the deadline for online payments. You can also sign up for the CLIC citizen portal to review your account online. Your notary will confirm whether you qualify for the provincial home-access tax credit framed by the same Act.
Useful resources and contacts
Before paying, cross-check your estimate against the City's Droits de mutation page and the official notice issued by the CLIC.
- City Hall: 100 rue du Centre-Civique, Mont-Saint-Hilaire (Québec) J3H 3M8 — open Monday to Thursday from 9 a.m. to noon and 1 p.m. to 4:30 p.m., and Friday from 9 a.m. to noon; the outside mail slot at the main entrance accepts cheques at any time.
- Centre local d'information et d'initiatives citoyennes (CLIC): 450 467-CLIC (2542), Monday to Thursday 8 a.m. to 6 p.m. and Friday 8 a.m. to 4 p.m.; email clic@villemsh.ca to confirm your file after a transaction.
- Property assessment roll: PG Solutions Immosoft portal for searches by address, cadastre or matricule, and the Rôle d'évaluation page for the assessment notice and the revision request (until April 30, 2026 for the new roll).
- Payment and online services: CLIC citizen portal to consult your account; through your financial institution using the matricule reference, by cheque made out to Ville de Mont-Saint-Hilaire, or in person; credit cards are not accepted.
- Programs: cloth-diaper refund, reusable hygiene products grant, Un arbre, un nouvel enfant, Sports et loisirs pour tous and the provincial grant for seniors.
The calculator above provides an estimate to build your budget; the official notice issued by the CLIC remains the document of record for final payment.
What is the transfer tax?
Commonly called "welcome tax", the real estate transfer tax is a mandatory municipal tax imposed when transferring a property in Quebec. It must be paid by the buyer to the municipality where the building is located.
How is the welcome tax calculated?
The calculation is based on the highest amount among the following:
- The purchase price paid for the building;
- The amount of the consideration entered in the deed of sale;
- The value entered in the municipal assessment roll.
This amount is then subject to a progressive rate scale that varies by municipality. For example, a bracket from $0 to $50,000 may be taxed at 0.5%, while a bracket over $500,000 may be taxed at 1.5% or more.
Calculation example
For a property purchased in Montreal at a price of $600,000 (tax base):
- $0 to $61,500 (0.5%):$307.50
- $61,500.01 to $307,800 (1.0%):$2,463.00
- $307,800.01 to $552,300 (1.5%):$3,667.50
- $552,300.01 to $600,000 (2.0%):$954.00
- Total to pay:$7,392.00
* Approximate rates for example purposes.
Calculators for nearby cities
Selected year: 2026