Welcome Tax Calculator Morin-Heights 2026

The exact amount of your transfer duties based on your city's official rate grid, first-time buyer credit included, and city-to-city comparison.

Calculator 2026

Estimate your real estate transfer taxes

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2026 First-Time Buyer Tax Credit

Since April 2026, Quebec offers a refundable tax credit covering up to $5,875 of the welcome tax for eligible first-time buyers. The credit reimburses 100% of the tax on the first $5,000, then 25% of the slice up to $8,500. Three conditions apply: you must not have lived in a dwelling owned by you or your spouse during the year of acquisition or the 4 preceding calendar years, the property must be your principal residence, and the dwelling must be eligible. Retroactive to January 1, 2026; advance payment available from October 2026 for credits exceeding $1,000.

→ Read the full welcome tax credit guide

At the foot of the Corridor Aérobique, a new roll resets the base

In this bilingual Pays-d'en-Haut municipality, the 2025-2026-2027 triennial assessment roll was filed by Évimbec on November 1, 2024 and has been in force since January 1, 2025. According to the citizen information session held by MRC des Pays-d'en-Haut, the taxable value of immovables climbed from $1.297 billion to $2.032 billion between the two rolls — an overall 57% lift anchored to the July 1, 2023 reference date. The neighbourhood units posting the sharpest jumps are unsurprisingly the Pôle Golf, the Pôle Ski and the lakeshore sectors; the Village core and the serviced sectors follow at a milder pace. For a buyer, the consequence is mechanical: the roll value, which acts as the floor in the welcome-tax taxable base, now sits markedly higher until the cycle ends, and the comparative factor set for the year is applied before any comparison with the price paid.

A single-family market that holds its median and clears faster

On the four trailing quarters through the first quarter of 2026, Centris reports 111 residential sales in Morin-Heights for $84.1 million in dollar volume, including 106 single-family transactions at a $712,750 median (up 4%) and an average 67 days on the market — fifteen days shorter than the prior period. On a population of 4,678 at the 2021 Census, up 13% over five years, demand absorbs supply quickly, especially in the serviced sectors of the Village and around the Mont Bellevue trail network. The typical Morin-Heights home now sits in the middle range of the grid, just shy of the municipal transitional step.

What moves the amount, and where Morin-Heights sits among the Pays-d'en-Haut

The taxable base is the greater of the price paid, the consideration stated in the deed and the market value — the roll value multiplied by the comparative factor set for the year, as restated on the official duties on transfers of immovables page. The public assessment-roll portal supports searches by civic address, matricule or cadastre, and the MRC des Pays-d'en-Haut interactive cartography and graphic register covers the entire territory. On the grid side, Morin-Heights diverges from Mont-Tremblant, further north, with a steeper transitional step that kicks in sooner and a top-bracket trigger pushed up the curve — the top rate arrives later, but the transitional step bites harder on the upper-mid range. On the other side, Sainte-Agathe-des-Monts skips the transitional step entirely and jumps straight from the intermediate bracket to the top rate. Run the calculator above across the three towns for the same property value: on the upper-mid range, the spread reflects the mechanics, not the postal address.

Fonds Écodynamique, special duty and provincial levers

The Municipality runs no direct rebate on the duty itself but supports settled buyers through a handful of programs worth knowing. The recently launched Fonds Écodynamique funds citizen, community and non-profit projects that protect natural environments, replant riverbanks, fight invasive species or mobilize neighbours; applications go to the Urban Planning and Environment department by email at service.urbanisme@morinheights.com or by phone at 450 226-3232 ext. 115. The Eco-Citizen Guide maps the other measures (waste management, drinking-water conservation, septic-tank emptying) that matter most in the unserviced sectors. For older buyers whose annual bill climbs above the average under the new roll, the Revenu Québec grant tied to a sharp rise in municipal taxes can offset, under income and length-of-ownership conditions, part of the increase. Transfers not entered in the land register must be disclosed within ninety days using the disclosure form for transfers of immovables, as required by the Act respecting duties on transfers of immovables (CQLR, c. D-15.1); otherwise the Revenu Québec special duty is added on top.

Payment, timing and the provincial home-access credit

Once the sale is published at the Quebec land register, the Municipality issues a bill payable in a single instalment within thirty days of mailing — Morin-Heights does not split the welcome-tax duty itself. The recommended channel is online banking: add the Municipalité de Morin-Heights as a payee (search "Morin-Heights" or "Morin Heights") and enter the eighteen-digit matricule shown on the bill as the reference. The citizen portal lets you also view the annual tax account, switch to electronic billing and manage municipal files online, while the Taxes page lays out the other methods, including the City Hall counter and cheques made out to the Municipalité de Morin-Heights. Your notary will confirm whether you qualify for the provincial home-access tax credit framed by the same Act.

Useful resources and contacts

Before paying, cross-check your estimate against the Duties on transfers of immovables page and the official bill issued by the Municipality.

The calculator above provides an estimate to build your budget; the official bill issued by the Municipalité de Morin-Heights remains the document of record for final payment.

What is the transfer tax?

Commonly called the "welcome tax", the real estate transfer tax is a mandatory municipal tax collected when a property changes hands in Quebec. It is always paid by the buyer, never the seller, to the municipality where the building is located, in the months following the signing at the notary.

Is the welcome tax paid every year?

No. The transfer duty is paid only once, when the property changes hands. Do not confuse it with municipal and school taxes, which recur every year: the welcome tax is a single bill, sent by the municipality after the sale is registered in the Land Register.

How is the welcome tax calculated?

The calculation is based on the highest amount among the following:

  • The purchase price paid for the building;
  • The amount of the consideration entered in the deed of sale;
  • The market value of the building, meaning the value entered in the municipal assessment roll multiplied by the city's comparative factor.

This amount is then subject to a progressive rate scale that varies by municipality. In 2026, the first bracket (up to $62,900) is taxed at 0.5%, the next ones at 1% and then 1.5%, and several large cities add higher brackets (up to 4% in Montreal).

New construction: the tax base is the price before GST and QST.

Calculation example (2026)

For a property purchased in Montreal at a price of $600,000 (tax base):

  • $0 to $62,900 (0.5%) :$314.50
  • $62,900 to $315,000 (1%) :$2,521.00
  • $315,000 to $552,300 (1.5%) :$3,559.50
  • $552,300 to $600,000 (2%) :$954.00
  • Total to pay:$7,349.00

Calculated with the official rate grid in force in Montreal. Source: Ville de Montréal

Who is exempt from the welcome tax?

The Act respecting duties on transfers of immovables provides exemptions. The most common cases:

  • Transfer between spouses: married, in a civil union, or common-law partners who have lived together for at least 12 months (in case of separation, the transfer must occur within 12 months of the end of the union);
  • Transfer in the direct line: between parents and children or grandparents and grandchildren (but not between siblings);
  • Tax base under $5,000;
  • Transfer to a corporation in which the transferor holds at least 90% of the voting shares.

Even when exempt, the municipality may charge a special duty, generally capped at $200. The exemption must be recorded in the notarized deed: your notary claims it for you.

Not exempt? The 2026 first-time buyer tax credit can still refund up to $5,875 of your tax. See the first-time buyer credit guide

Why is it called the "welcome tax"?

The official name is "duties on transfers of immovables", introduced by a 1976 Quebec law allowing municipalities to collect this duty. The nickname is often attributed to Jean Bienvenue, Minister of Municipal Affairs at the time ("bienvenue" means "welcome" in French), but the expression mostly owes its success to its irony: a "welcome" billed to the new owner. Both terms refer to exactly the same tax.

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